We always use Michael for our rental car. Try this site for a wide selection.
www.unitycars.com
As far as insurance - this was posted once upon a time and is very helpful.
Insurance -
There is no coverage afforded under your personal or commercial automobile policy outside of the US and Canadian borders.
************************************************************
1) In SXM purchase the liability insurance.
2) You should rent the car with a credit card that affords you the collision coverage. Most contracts will be similar but you should consult your own credit card company. These coverage's are suspended in Jamaica, Israel, Ireland and the occupied territories of Ireland (North).
3) YOU MUST purchase the liability protection offered by the rental agency there is no other source. Personal injury can be a far greater expense than a vehicle's cost.
****************************************************************
I have been told by locals that if you have an accident in St Martin remain with your car and DO NOT move it until the Police arrive. If you should move it you may suffer full responsibilty for the accident. In any event obtain the names and addresses of any witnesses immediately and a description and tag of the other vehicle should it attempt to leave.
Consult your Emergency Evacuation coverage and lost luggage sections affored under most credit cards.
~~ Once you've slept on an island, you'll never be the same ~~
2008 St Maarten Pics