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Credit Card Question
Posted by: Susan (66.181.94.---)
Date: June 03, 2008 10:13AM

Does anyone know if American Express is taken at most establishments or should I bring a Mastercard or Visa instead?

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Re: Credit Card Question
Posted by: Tabba Khady (
Date: June 03, 2008 10:16AM

American express is accepted in some establishements, but you will get more luck with Visa or Mastercard which are accepted anywhere. The reason of that, is that Amex is not very "merchant Friendly" when it is matter of commision, and Visa or Mastercard offer to the merchant a better and lower commission rate.
Play safe, bring Visa or Mastercard.

Kind Regards,


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Re: Credit Card Question
Posted by: eve (
Date: June 03, 2008 10:46PM

Remember to check if your VISA or MC is charging the 3% foreign transaction fee that is now becoming more common regardless of whether the charge is in dollars or Euros. If yes, you may want to use travelers checks or AMEX where possible. AMEX does not impose this charge and is what we use when renting a car, hotel, etc.

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Re: Credit Card Question
Posted by: Dane (
Date: June 03, 2008 11:48PM

Amex does not impose a foreign transaction fee, but they do impose a conversion fee (charge not put through in dollars).

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Re: Credit Card Question
Posted by: Susan (66.181.94.---)
Date: June 04, 2008 11:56AM

I did notice the 3% fee last year when I got back from St. Martin. I think most cards are doing that now. That's why I had wanted to use my AMEX card instead, so maybe I will bring both of them.

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Re: Credit Card Question
Posted by: ANON (
Date: June 04, 2008 12:06PM

Bring cash in TC form and you wont have to worry about it. You do lose any air miles from cc purchases but if you lose your AMEX TCs you can get them replaced easy and you wont be out the hard cash. You can cash them at the casinos with photo id and there accepted all over the island.

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